How the TSP Rule of 55 Compares to Other Retirement Options Compared to IRAs and 401(k)s, the TSP Rule of 55 provides a unique advantage to federal employees. While traditional plans impose penalties for early withdrawal before 59½, the Rule of 55 TSP provision lets you access funds at 55 if you separate from service that year. TSP Rule of 55 withdrawal rules are strict—violating the... https://www.federalpensionadvisors.com/post/tsp-rule-of-55