When considering long-term financial security, Indexed Universal Life (IUL) policies and annuities present two different approaches. IULs provide both life insurance coverage and a savings component that accumulates based on stock market movements. They offer tax benefits and flexibility but may also involve fees and return limitations. Annuities, designed for income stability, ensure... https://www.federalpensionadvisors.com/post/iul-vs-annuity